PRESTIGEArising
← Back to home

Legal

Terms and Conditions

Last updated October 9, 2026

By using this website, you agree to these terms. If you do not agree, please do not use the site.

Informational purposes only

Content on this site is for general education. It is not an offer to sell, or a solicitation to buy, any insurance or annuity product, and it is not tax, legal, or investment advice.

Licensing and availability

Insurance products are offered only in states where our agents are properly licensed and appointed. Products, features, riders, and rates vary by state and carrier and may not be available in all states. All coverage is subject to the issuing insurer's underwriting and approval.

Product terms govern

Descriptions on this site are summaries. The actual terms, limitations, fees, and guarantees of any product are governed solely by the policy or contract issued by the insurance company. Guarantees are backed by the financial strength and claims-paying ability of the issuing insurer.

Third-party services

We use third-party tools to operate our business and website, including but not limited to scheduling, CRM, email and text messaging, marketing automation, analytics, website plugins, and AI tools. We are not responsible for the content or practices of third-party sites or services.

Text messaging terms

Prestige Arising may send text messages to people who opt in through our forms. Non-marketing messages relate to appointment scheduling, confirmations, reminders, and follow-ups. Marketing messages, sent only with separate consent, relate to our products, services, educational content, and announcements.

  • Message frequency varies. Message and data rates may apply.
  • Reply HELP for assistance, or contact [email protected] or (612) 407-4505.
  • Reply STOP at any time to opt out. You'll receive one confirmation message and no further texts unless you opt in again.
  • Consent to receive text messages is not a condition of any purchase.
  • Wireless carriers are not liable for delayed or undelivered messages.

Communications

By providing your contact information, you agree that Prestige Arising, including our licensed professionals, team members, and authorized service providers acting on our behalf, may contact you by phone, text, and email. Communications may be sent, placed, or assisted by automated technology, including automated dialing and messaging systems, prerecorded or artificial voice messages, and AI-powered assistants or agents. AI and automated tools support our team and do not replace a licensed insurance professional. You may opt out at any time. Consent is not a condition of purchase.

Intellectual property

The Prestige Arising name, logo, and website content are our property and may not be used without permission.

Limitation of liability

This website is provided "as is." To the fullest extent permitted by law, Prestige Arising is not liable for damages arising from use of the site or reliance on its content.

Governing law

These terms are governed by the laws of the State of Florida, without regard to conflict-of-law rules.

Prestige Arising

Life insurance and annuity strategies for family protection, retirement security, and lasting legacy.

Prestige Arising is an independent insurance agency. Insurance and annuity products are issued by unaffiliated insurance companies and offered through licensed agents. FL License #G369114 · NPN 22325487 · Licensed in Florida and multiple additional states. Insurance products are offered only in states where we are properly licensed and appointed. Products, features, and availability vary by state and carrier.

Insurance and annuity products are not deposits; not FDIC or NCUA insured; not insured by any federal government agency; and not guaranteed by any bank. Guarantees are based on the financial strength and claims-paying ability of the issuing insurance company. All applications are subject to the issuing company's underwriting and approval, and approval is not guaranteed.

Indexed universal life insurance and fixed indexed annuities are not securities or stock market investments and do not directly participate in any stock, equity investment, or index. Index crediting is subject to caps, participation rates, and/or spreads. Annuity withdrawals may be subject to surrender charges and, if taken before age 59½, a 10% federal additional tax. Policy loans and withdrawals reduce cash value and death benefit and may cause a policy to lapse.

Prestige Arising and its agents do not provide tax, legal, or investment advice. Consult a qualified professional about your situation.

© 2026 Prestige Arising. All rights reserved.Privacy Policy · Terms and Conditions